• Submit Your Content
  • Editorial Policy
  • Advertise
  • Send Us Tip
  • About
  • Contact Us
  • Jobs
NewsPostOnline
Advertisement
  • Home
  • News
    • All
    • Business
    • Education
    • Finance
    • Legal
    • Marketing
    • Politics
    • Real Estate
    • Retail
    • Science
    • Social
    • Social Media
    • World
    Improving Your Instagram Page with AI 6 Proven Approaches

    Improving Your Instagram Page with AI: 6 Proven Approaches

    divorce lawyers

    How Divorce Lawyers Handle Spousal Support Cases?

    Global Science Communication Platform

    The 11th Breakthrough Junior Challenge Opens: Global Science Communication Platform Continues

    Auction Strategies

    Best Auction Strategies to Maximize Profitability in 2025

    Pricing Strategy

    How to Implement An Effective Pricing Strategy Using Price Visibility

  • Tech
    • All
    • Apps
    • Automobiles
    • Electronics
    • Gadget
    • Mobile
    • Startup
    android ios app

    Designing for All: Adapting UI/UX in Android & iOS Apps

    Android App Development

    How Can Android App Development Boost Sales in eCommerce Businesses?

    5 Leading Benefits of Choosing Optical Cables for Your Setup

    Shopify to WooCommerce

    Common Mistakes to Avoid When Migrating from Shopify to WooCommerce

    sms integration

    Salesforce SMS Integration: A Game Changer for Customer Engagement

  • Entertainment
    • All
    • Gaming
    • Music
    • Sports

    Which are the Top 10 Gaming Companies in India in 2025

    cloud gaming

    Is cloud gaming secure? What are the security issues?

    ott platforms

    OTT Platforms: Shift from Cable to On-Demand Content

    Baseball for Beginners: Understanding the Rules and Positions

    Toronto Party Bus: Ideal for Film and TV Production Needs

  • Lifestyle
    • All
    • Architecture
    • Beauty
    • Fashion
    • Food
    • Health
    • Home
    • Travel
    Weight Loss

    How to Create a Personalized Weight Loss Management Plan

    lounge chairs

    Best Outside Lounge Chairs – What You Need to Know

    Top 5 Carpet Cleaning Mistakes and How to Avoid Them

    How To Incorporate Retro Styles Into Modern Outfits?

    The Future of Medicine: AI Chatbot Beats Doctors in Diagnostic Accuracy

  • Review
    • All
    • Advice
    • Opinion

    SwifDoo PDF: Simplifying Document Management with Power and Efficiency

    Full Review: Best Choice for Windows 10 Cloud Backup

    Air Conditioner

    What to Do with Your Air Conditioner This Winter

    Molto Italiano Podcast

    Molto Italiano Podcast: Episode 1 Review

    Office Moving Trends

    Office Moving Trends: 5 Best Tips For Moving Offices Smoothly

  • Future
    • All
    • Artificial Intelligence
    • Astrology
    • Augmented Reality
    • Bitcoin
    • Blockchain
    • Cryptocurrency
    • Energy
    • Environment
    • Virtual Reality

    What Makes a Psychic Truly Trustworthy in the Modern World?

    artificial intelligence in healthcare

    How Artificial Intelligence Can Revolutionize Healthcare

    What are the Features of Astrology Apps

    electric vehicles

    Electric Vehicles: Latest Trends in Battery Tech and Charging Infrastructure

    AI for Manufacturing

    Generative AI for Manufacturing: Use Cases, Benefits, and Steps

  • Insights
    • All
    • Companies
    • NPO Radar
    • Strategy
    IT Outsourcing Companies

    Top IT Outsourcing Companies in India 2025

    Top 10 Web Development Companies In USA 2025

    Top 5 App Development Companies to Develop Android Apps Quickly

    Content Strategies

    Targeting Your Audience: Content Strategies for Specific Markets

    Ensuring Product Integrity: Cold Chain Management Best Practices and Strategies

  • Events
Advertise
No Result
View All Result
  • Home
  • News
    • All
    • Business
    • Education
    • Finance
    • Legal
    • Marketing
    • Politics
    • Real Estate
    • Retail
    • Science
    • Social
    • Social Media
    • World
    Improving Your Instagram Page with AI 6 Proven Approaches

    Improving Your Instagram Page with AI: 6 Proven Approaches

    divorce lawyers

    How Divorce Lawyers Handle Spousal Support Cases?

    Global Science Communication Platform

    The 11th Breakthrough Junior Challenge Opens: Global Science Communication Platform Continues

    Auction Strategies

    Best Auction Strategies to Maximize Profitability in 2025

    Pricing Strategy

    How to Implement An Effective Pricing Strategy Using Price Visibility

  • Tech
    • All
    • Apps
    • Automobiles
    • Electronics
    • Gadget
    • Mobile
    • Startup
    android ios app

    Designing for All: Adapting UI/UX in Android & iOS Apps

    Android App Development

    How Can Android App Development Boost Sales in eCommerce Businesses?

    5 Leading Benefits of Choosing Optical Cables for Your Setup

    Shopify to WooCommerce

    Common Mistakes to Avoid When Migrating from Shopify to WooCommerce

    sms integration

    Salesforce SMS Integration: A Game Changer for Customer Engagement

  • Entertainment
    • All
    • Gaming
    • Music
    • Sports

    Which are the Top 10 Gaming Companies in India in 2025

    cloud gaming

    Is cloud gaming secure? What are the security issues?

    ott platforms

    OTT Platforms: Shift from Cable to On-Demand Content

    Baseball for Beginners: Understanding the Rules and Positions

    Toronto Party Bus: Ideal for Film and TV Production Needs

  • Lifestyle
    • All
    • Architecture
    • Beauty
    • Fashion
    • Food
    • Health
    • Home
    • Travel
    Weight Loss

    How to Create a Personalized Weight Loss Management Plan

    lounge chairs

    Best Outside Lounge Chairs – What You Need to Know

    Top 5 Carpet Cleaning Mistakes and How to Avoid Them

    How To Incorporate Retro Styles Into Modern Outfits?

    The Future of Medicine: AI Chatbot Beats Doctors in Diagnostic Accuracy

  • Review
    • All
    • Advice
    • Opinion

    SwifDoo PDF: Simplifying Document Management with Power and Efficiency

    Full Review: Best Choice for Windows 10 Cloud Backup

    Air Conditioner

    What to Do with Your Air Conditioner This Winter

    Molto Italiano Podcast

    Molto Italiano Podcast: Episode 1 Review

    Office Moving Trends

    Office Moving Trends: 5 Best Tips For Moving Offices Smoothly

  • Future
    • All
    • Artificial Intelligence
    • Astrology
    • Augmented Reality
    • Bitcoin
    • Blockchain
    • Cryptocurrency
    • Energy
    • Environment
    • Virtual Reality

    What Makes a Psychic Truly Trustworthy in the Modern World?

    artificial intelligence in healthcare

    How Artificial Intelligence Can Revolutionize Healthcare

    What are the Features of Astrology Apps

    electric vehicles

    Electric Vehicles: Latest Trends in Battery Tech and Charging Infrastructure

    AI for Manufacturing

    Generative AI for Manufacturing: Use Cases, Benefits, and Steps

  • Insights
    • All
    • Companies
    • NPO Radar
    • Strategy
    IT Outsourcing Companies

    Top IT Outsourcing Companies in India 2025

    Top 10 Web Development Companies In USA 2025

    Top 5 App Development Companies to Develop Android Apps Quickly

    Content Strategies

    Targeting Your Audience: Content Strategies for Specific Markets

    Ensuring Product Integrity: Cold Chain Management Best Practices and Strategies

  • Events
No Result
View All Result
NewsPostOnline
No Result
View All Result

Things to Remember While Paying for Groceries and Essentials

Contributer by Contributer
August 1, 2020
in Retail
0
Home News Retail
0
SHARES
69
VIEWS
Share on FacebookShare on Twitter
ADVERTISEMENT

In 2018-19, India recorded around 1.7 billion credit card transactions. In 2015-16, this number was less than half at just 800 million.

Nevertheless, the propensity to spend more using credit cards has also led to a dramatic increase in debt. Financial institutions will impose credit card interest rates on the dues on a daily basis, which will further enlarge their debt. 

Hence, it is advisable for customers to keep a few things in mind when using their credit cards, especially when shopping for groceries and essentials.

Things to keep in mind while expending through credit cards

Whether you use the card to purchase ordinary items such as groceries or consumer durable products, here are a few factors that you must remember while using these cards. 

  1. Credit limit

Each card comes with a specified spending limit, which cardholders cannot exceed. For example, if the credit limit on a particular card is Rs.5 lakh, the card owner can spend up to this amount in one billing cycle. 

The limit is restored whenever you repay the entire sum. Nevertheless, if you fail to repay the amount, the credit card issuer restricts further usage of this card until repayment.

  1. Billing cycle

One of the tips to get the most out of your credit card is to keep the billing cycle in mind. Individuals should try to limit all big-ticket purchases to the initial stages of the billing cycle. Doing so ensures that they have enough time to arrange the funds necessary to pay off the outstanding sum before the next cycle starts. 

Failure to repay the dues on time can lead to credit card interest rates being levied on your expenses, further complicating repayment.

  1. Redeeming reward points at regular intervals

Regular credit card usage allows individuals to earn reward points. These points can lead to discounts and other benefits at certain outlets. 

Nevertheless, such reward points have an expiry date. Failure to use the points within this time will prevent you from utilizing the various benefits that such rewards have to offer. Make sure you also know how to redeem your credit card reward points.

  1. Limit credit card usage

Unrestrained credit card usage can overburden your finances, making you unable to repay the debt in time. Thus, if you want to avoid the steep credit card interest rates, spend only as much as you can pay within a billing cycle. 

Spending excessively can hamper not only your track record with the credit card issuing company but also your credit score. 

  1. Never withdraw cash using credit cards

Amid liquidity shortage, one may feel drawn to withdraw cash from an ATM using his/her credit card. Nevertheless, doing so can severely increase your repayment burden. 

Most cards do not offer any interest-free period on such cash withdrawals. Thus, card providers charge interest from the next day until the day you repay this due.

ADVERTISEMENT

Premium cards, like the Bajaj Finserv RBL Bank SuperCard, offers 50 days of zero-interest cash withdrawal from ATMs. Additionally, this card boasts several other attractive features and benefits. 

The company also has an online credit card application process, which makes it even more convenient to avail. 

Bajaj Finserv provides pre-approved offers to simplify and accelerate the credit card application process. These offers are available on a range of financial products, including personal loans, business loans, and more. You can check your pre-approved offers by submitting your phone number and full name.   

  1. Opt for auto-debit facilities

Credit card users can link their savings account with the card by opting for an auto-debit feature. Doing so ensures that credit card bills are paid automatically within the due date, saving cardholders from the hassle of remembering the exact date. 

Regular card users may otherwise fail to remember the due date, leading to unforeseen interest charges on their accounts.

Keeping these pointers in mind should help cardholders manage their dues effectively when shopping for groceries and essentials. It should also allow them to avail of increased credit limits on their credit cards.

ADVERTISEMENT
Tags: essentialsgroceries
ADVERTISEMENT
Previous Post

Know The Latest Fixed Deposit Interest Rates in India

Next Post

Graphic Design as a Career Choice

Contributer

Contributer

Contributor is a guest writer for Newspostonline. This article was submitted by an external author or expert as part of our open platform for diverse perspectives and independent voices. The views expressed are those of the author and do not necessarily reflect the opinions of Newspostonline.

Related Posts

The Rise of E-commerce: How Online Shopping is Revolutionizing Retail

June 24, 2023

How to Sell More Gift Cards in Your Retail Store

April 4, 2023
retail b2b business

Guide to B2B Retail: Everything You Need to Know

December 22, 2022
startup business

How Can Startup Business Make Money With Marketplace App Development?

August 25, 2022
online shopping

8 Things You Must Do To Optimize Your Online Shopping Experience

August 5, 2022
retail store thanks giving

How to Spice up Your Retail Store’s Promotional Efforts on Thanksgiving?

August 3, 2022
Next Post

Graphic Design as a Career Choice

ADVERTISEMENT
  • Trending
  • Comments
  • Latest

How to fix HP Printer Spooler Error?

February 7, 2020
Anime Shows Online

Top 10 Trending Anime Shows Online in 2022

December 18, 2023

What Are The Ways To Fix SBCGlobal Email Issues?

July 21, 2020
cleaning ram

How to Clean RAM in Your PC

July 19, 2022
android ios app

Designing for All: Adapting UI/UX in Android & iOS Apps

0
Entrepreneur

What Skills Do You Need to be an Entrepreneur?

0
Business Office Apps

Best Business/Office Android Apps of 20th Century (Updated)

0
Google Pixel

Google Pixel 4 vs Pixel 3 vs Pixel 3a: Which Phone is Right for you?

0
android ios app

Designing for All: Adapting UI/UX in Android & iOS Apps

June 25, 2025
Weight Loss

How to Create a Personalized Weight Loss Management Plan

June 25, 2025
Android App Development

How Can Android App Development Boost Sales in eCommerce Businesses?

June 25, 2025
Improving Your Instagram Page with AI 6 Proven Approaches

Improving Your Instagram Page with AI: 6 Proven Approaches

June 25, 2025

Recent News

android ios app

Designing for All: Adapting UI/UX in Android & iOS Apps

June 25, 2025
Weight Loss

How to Create a Personalized Weight Loss Management Plan

June 25, 2025
Android App Development

How Can Android App Development Boost Sales in eCommerce Businesses?

June 25, 2025
Improving Your Instagram Page with AI 6 Proven Approaches

Improving Your Instagram Page with AI: 6 Proven Approaches

June 25, 2025
ADVERTISEMENT
NewsPostOnline

NewsPostOnline is an independent online publication that is a voice to the world of technology and marketing. Every month we reach over 10 million passionate technology enthusiasts who rely on us for news, reviews, features & product recommendations, etc.

Trust Seal

  DMCA.com Protection Status

Browse by Category

  • Advice
  • Advice
  • Apps
  • Architecture
  • Artificial Intelligence
  • Astrology
  • Augmented Reality
  • Automobiles
  • Beauty
  • Best Practice
  • Bitcoin
  • Blockchain
  • Business
  • Career
  • Case Studies
  • Companies
  • Cryptocurrency
  • Education
  • Electronics
  • Energy
  • Entertainment
  • Environment
  • Fashion
  • Finance
  • Food
  • Future
  • Gadget
  • Gaming
  • Guide
  • Health
  • Home
  • How to
  • India
  • Legal
  • Lifestyle
  • Marketing
  • Mobile
  • Music
  • News
  • NPO Radar
  • Opinion
  • Playstation
  • Politics
  • Product Reviews
  • Real Estate
  • Retail
  • Review
  • Science
  • Social
  • Social Media
  • Sports
  • Startup
  • Strategy
  • Tech
  • Travel
  • Uncategorized
  • Virtual Reality
  • World

Recent News

android ios app

Designing for All: Adapting UI/UX in Android & iOS Apps

June 25, 2025
Weight Loss

How to Create a Personalized Weight Loss Management Plan

June 25, 2025

We are Listed

  • About
  • Advertise
  • Terms and Conditions
  • Privacy Policy
  • Cookie Policy
  • Submit Your Content
  • Contact Us

© 2021 NewsPostOnline. All Rights Reserved

No Result
View All Result
  • Submit Your Content
  • Editorial Policy
  • Advertise
  • Send Us Tip
  • About
  • Contact Us
  • Jobs

© 2021 NewsPostOnline. All Rights Reserved

This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our I Agree